Put a plan in place to enjoy real estate you deserve!
252 Jones Road
Bailey, CO
How? The key to your success is a personalized borrowing plan.
Discover your borrowing power in 3 easy steps
2. Get your personalized borrowing plan
Use your pre-approved status to send the right message to sellers!
3. Start making strong real estate offers!
Enjoy the anticipation of greater prosperity
Feel inspired knowing you have a borrowing plan that works, the confidence to move forward, and an easier path to the real estate you deserve!
Nestled in an aspen grove with views of Mount Rosalie and Logan, this four-bedroom home blends natural beauty with comfort. It features an expansive outdoor area with greenhouses, a barn, and decks for relaxation, emphasizing Colorado’s majestic landscape. The interior, updated in 2009, showcases an open layout with high ceilings, radiant heating, and a wood-burning stove, complemented by natural wood finishes and a kitchen with granite countertops.
This mountain retreat offers a luxurious master suite with a balcony and jetted steam shower, set within Harris Park Estates—a community surrounded by wilderness, providing access to outdoor activities and fostering connections through community events and private fishing lakes. To find out more information or set up a showing, please click the “Contact Dan” button or give him a call.
$615K
Home Value Estimate
2644
Total Square Ft Estimate
$3400
Rent Per Month Estimate
$232.60
Price Per Square Ft Estimate
Borrowing Options
The examples of loan details provided below are for informational purposes only. Your final interest rate and loan payment is determined by several factors including the current interest rates, credit score, down payment and final purchase price. Please use the Get Prequalified link to start qualifying to make an offer/purchase or simply give us a call at 303-570-6076 to discuss your borrowing scenario with a mortgage professional.
30-YR FIXED RATE CONVENTIONAL (20% DOWN PAYMENT)
- INTENDED USE: Primary/Secondary Residence
- PURCHASE PRICE: $615,000
- DOWN PAYMENT (20%) : $123,000k
- LOAN AMOUNT: $492,000
- INTEREST RATE: 6.375%
- ESTIMATED MONTHLY PROPERTY TAXES: $208
- ESTIMATED MONTHLY HAZARD INSURANCE: $150
- ESTIMATED TOTAL MONTHLY PAYMENT (PITI): $3427.44
30-YR FIXED RATE CONVENTIONAL (10% DOWN PAYMENT)
- INTENDED USE: Primary/Secondary Residence
- PURCHASE PRICE: $615,000
- DOWN PAYMENT (10%) : $61,500
- LOAN AMOUNT: $553,500
- INTEREST RATE: 6.375%
- ESTIMATED MONTHLY PROPERTY TAXES: $208
- ESTIMATED MONTHLY HAZARD INSURANCE: $150
- ESTIMATED MORTGAGE INSURANCE: $84
- ESTIMATED TOTAL MONTHLY PAYMENT (PITI): $3895.12
30-YR FIXED RATE FHA (3.5% DOWN PAYMENT)
- INTENDED USE: Primary/Secondary Residence
- PURCHASE PRICE: $615,000
- DOWN PAYMENT (3.5%): $21,525
- LOAN AMOUNT: $593,475
- INTEREST RATE: 5.875%
- ESTIMATED MONTHLY PROPERTY TAXES: $208
- ESTIMATED MONTHLY HAZARD INSURANCE: $150
- ESTIMATED MORTGAGE INSURANCE: $222
- ESTIMATED TOTAL MONTHLY PAYMENT (PITI): $4282.51
30-YR DEBT-SERVICE COVERAGE RATIO (DSCR)
- INTENDED USE: Rental (short/long-term)
- PURCHASE PRICE: $615,000
- DOWN PAYMENT (20%) : $123,000
- LOAN AMOUNT: $492,000
- INTEREST RATE: 7.624%
- ESTIMTED DSCR RATIO: 0.88
- ESTIMATED MONTHLY PROPERTY TAXES: $208
- ESTIMATED MONTHLY HAZARD INSURANCE: $150
- ESTIMATED TOTAL MONTHLY PAYMENT (PITI): $3840.01
Become a stronger borrower today
We know a better life is coming to you and we take great pleasure and pride in helping fulfill your real-estate dreams. Get started with a personalized borrowing plan today!Financing Terms: Important Information for Home Buyers
- Eligibility: Approval for financing is subject to completion of an application and verification of homebuyer’s income, credit, and property appraisal. Not all applicants will qualify.
- Interest Rates: Rates are subject to change based on market conditions and creditworthiness. Fixed and variable rates are available.
- Loan Terms: Mortgage loan terms range from 10 to 30 years. Your loan term affects your monthly payment amount and total interest paid over the life of the loan.
- Down Payment: Minimum down payment varies by loan type. Some loans require as little as 3% down. A higher down payment may lower your monthly payment.
- Closing Costs: Include fees for loan processing, property appraisal, and title search. Typically range from 2% to 5% of the home purchase price.
- Insurance: Homeowners insurance is required. Flood insurance may be required if the property is in a flood zone. Mortgage insurance is required for down payments less than 20%.
- Prepayment: No penalty for early loan repayment on most loans.
- APR (Annual Percentage Rate): The APR includes your interest rate plus any additional costs such as broker fees, discount points, and some closing costs, expressed as a yearly rate.
This is a summary of terms; additional conditions may apply. Loans are subject to borrower meeting approval guidelines specified by the lender. For more details or to apply, visit our website or contact us directly.
Equal Housing Lender.