Savor the anticipation of greater prosperity!
Apply for Financing
How? The next step to securing financing is submitting your loan application.
Secure your financing in 3 easy steps
1. Gather the necessary information
See list of information you’ll need to complete your application
2. Complete your loan application
Choose to apply online or let’s sit down together to complete
3. Start looking forward to closing!
Enjoy the anticipation of greater prosperity
Enjoy the anticipation of your new home or improved real-estate financing knowing you have a borrowing plan that works, the confidence to move forward, and an easier path to the real estate you deserve!
Nice to meet you!
My name is Bryan Kreitz and I’m an expert in today’s borrowers secure real-estate financing, and if you’re not sure how to plan for your next real-estate purchase, I can help with that too.
Your path to intelligent borrowing
Thank you for the opportunity to serve your real estate borrowing needs. Taking the step to apply for financing is a powerful step towards achieving the prosperity you desire.
If you’ve made your way to this page, you’re likely considering applying for financing. This is often the case when you’ve found real-estate to purchase; or ready to refinance or leverage your existing home equity.
Before starting your application I invite you to read through the information below to help you be better prepared. Unlike applying for a credit card or auto loan, applying for a mortgage loan can require additional time and documentation to complete so let’s get started!
You're in control of the borrowing process
Yes! Your ability to gather and provide the requested documentation and timely communication is the greatest factor in how smoothly and quicly your loan is cleared to close
To get started, the following please have the following pieces of information available for you and any co-borrowers::
- Your name
- Your Social Security number
- Your income
- Your debt obligations
- The address of the property that will be used to secure the loan
- An estimate of the value of the property
- The loan amount being sought
- A current credit report (Highlands Ranch Mortgage can help secure)
it’s also a good idea to have your most recent tax records, bank statements and real-estate documents readily available before starting your loan application.
What happens next
Once a complete application, and credit report, have been submitted, you will receive an estimate of closing costs within three days to review.
If you are satisfied with this estimate, or have discussed other options with your broker, the application will be submitted to our underwriting team for final approval.
Depending on the financing requested, this process can take as little a week, or several weeks. Your mortgage broker will work with you to ensure that any closing deadlines are met and that all documentation is provided in a timeliy matter to receive final loan approval.
Start your appliction
Take one step closer to enjoying real-estate you deserve
If you have any questions before, during or after starting your loan application, please reach out to us by email, text, phone or clicking the chat button in the bottom right-hand corner.
Again, thank you for the opportunity to serve your borrowing needs and help grow your prosperity.
Sincerely,
Bryan Kreitz
MLO 22676678