Start enjoying the retirement you deserve!
Reverse Mortgages
How? The key to your success is a reverse-mortgage pre-qualification.
Start enjoying the retirement you deserve in 3 easy steps
1. Tell us a little bit about your retirement needs
2. Get your no-obligation prequalification plan
Use to help decide if a reverse mortgage if a good choice for you
3. Get approved for a reverse mortgage!
Start harnessing the power of your home’s equity
Feel more secure knowing you have a stronger retirement plan, the cash flow to cover expenses, and a easier way to enjoy the retirement you deserve!
Nice to meet you!
My name is Bryan Kreitz and I’m an expert in today’s borrowers secure real-estate financing, and if you’re not sure how to plan for your next real-estate purchase, I can help with that too.
Do retirement on your terms
Reverse mortgage benefits
For many homeowners, the last few years have added measurable untapped equity to your home’s market value.
Today’s modern reverse mortgages offer a manageable and secure way to access this equity for ongoing or unexpected living expenses that your current retirement plan doesn’t provide.
Benefits of modern reverse mortgages include:
-
- No mortgage payments – as long as you live in your home
- Flexible borrowing programs – Choose from fixed rate lump sum or adjustable-rate line of credit terms that best fit your needs
- Flexible loan-repayment options – When you or the last qualified borrower can no longer live in the home, you or your estate can:
- Buy back the home at 95% appraised value (great if more is owed on the home than it’s worth)
- Sell the home and keep proceeds after the mortgage balance is paid in full
- Deed in lieu to servicer – viable option if your family chooses has no interest in the property
- Non-recourse loan – your estate will never owe more than the value of the home
It’s time to reclaim your quality of life!
Use your home's equity to supplement your retirement income
FHA HECM reverse mortgages help homeowners live more securely and comfortably.
Whether you’re just starting to ask questions about reverse mortgages or need to gain access to your home’s equity, talking with a mortgage professional who specializes in reverse mortgages can help.
Considering a reverse mortgage
Choosing a reverse mortgage starts with a conversation about your specific financial needs. Common financial challenges for choosing a reverse mortgage include paying or covering expenses for:
- Ongoing medical and living expenses
- Needed home upgrades and maintenance
- Home property taxes and hazard insurance
- Existing mortgage/housing costs
- Purchasing a home more suited for your current lifestyle and mobility
Want to learn more about qualifying for a reverse mortgage?
Check out our article – FAQ: Reverse Mortgage Planning & Qualifying
Did you know
Reverse mortgages can provide an essential risk mitigation tool for millions of retirees—dramatically reducing exposure to longevity and market risks while also growing their investment portfolios, according to an article published in the December 2021 issue of the Journal of Financial Planning
Take the next step
Start enjoying retirement you deserve! Go beyond relief from the higher costs of living and start enjoying more of life’s simple pleasures.
Reverse mortgages help give you the retirement you deserve
We know a better retirement is coming to you and we take great pleasure and pride in helping realize your retirement dreams. Get your no-obligation reverse-mortgage prequalification plan today!
Get prequalified for your reverse mortgage
Let’s talk about your reverse-mortgage goals. Simply complete the form below to start the conversation. With some minimal information we can give you a better understanding of your power of your home’s equity. Remember, your prequalification is complimentary and there’s no obligation.